Pillow, PA
Pillow wildfire risk explained
USFS's Wildfire Risk to Communities model puts Pillow at the 35th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 219 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pillow's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
Where Pillow's buildings actually sit
Most of Pillow's buildings (80.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Pillow ranks
Pillow's risk sits at a similar level relative to Pennsylvania (49th percentile statewide) as it does nationally (35th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Pillow ranks 20,588 for wildfire risk (1 is highest) and 24,174 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,017 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Pillow's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 80.8% of Pillow's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Pillow's 20,588-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Pillow, see the exposure-zones guide.