Pike Creek, DE
Pike Creek wildfire risk explained
Pike Creek sits at the 19th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,909 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pike Creek's burn probability — fire likelihood with no building count factored in — sits at the 19th percentile nationally.
What "at risk" means for the buildings here
1,909 buildings are counted in Pike Creek, and 55.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 42.1% rated Minimal.
How Pike Creek compares
Pike Creek's 19th national percentile looks worse in isolation than its 4th ranking inside Delaware does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Pike Creek ranks 25,391 for wildfire risk (1 is highest) and 7,736 by building count (1 is largest). Within Delaware alone, it ranks 76 of 79 places by risk. See the full county-by-county picture for Delaware on its state page.
Shopping for coverage in Pike Creek
Pike Creek's low rating (19th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Pike Creek (55.4%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Pike Creek's figures come from
Pike Creek's 19th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pike Creek's dominant direct exposure actually means, with real examples from across the dataset.