Pike, CA
Pike wildfire risk explained
Out of every US place USFS scores, Pike lands at the 100th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 109 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pike at the 100th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
100% of Pike's 109 buildings sit in USFS's Direct exposure zone, roughly 109 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Pike against the rest of the country
Pike's risk sits at a similar level relative to California (99th percentile statewide) as it does nationally (100th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Pike ranks 32 for wildfire risk (1 is highest) and 28,650 by building count (1 is largest). Within California alone, it ranks 21 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Pike sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 100th-percentile score like Pike's can end up mattering for. More on the disclosure law.
Hardening a home in Pike
Pike's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Pike's figures come from
Pike's 100th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pike's dominant direct exposure actually means, with real examples from across the dataset.