Pierceville, IN
How exposed is Pierceville to wildfire?
USFS scores Pierceville at the 19th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 136 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pierceville at the 20th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Pierceville's buildings actually sit
USFS classifies 64% of Pierceville's buildings as Direct exposure, higher than its 8.1% Indirect share and far above its 27.9% Minimal share — a profile where 87 structures sit close enough to vegetation that lot clearing matters most.
Pierceville against the rest of the country
Within Indiana, Pierceville ranks higher (77th percentile) than it does nationally (19th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Pierceville ranks 25,459 for wildfire risk (1 is highest) and 27,439 by building count (1 is largest). Within Indiana alone, it ranks 223 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Pierceville's low rating (19th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Pierceville
Because Direct exposure dominates in Pierceville (64%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Pierceville's 25,459-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Pierceville, see the exposure-zones guide.