Pierceton, IN
Pierceton wildfire risk explained
Out of every US place USFS scores, Pierceton lands at the 6th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 636 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pierceton's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
Where Pierceton's buildings actually sit
Most of Pierceton's buildings (77.7% of 636) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Pierceton compares
Pierceton's 40th-percentile standing inside Indiana outpaces its 6th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Pierceton ranks 29,687 for wildfire risk (1 is highest) and 15,390 by building count (1 is largest). Within Indiana alone, it ranks 580 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Pierceton's low wildfire rating (6th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 77.7% of buildings rated Minimal exposure, Pierceton gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Pierceton's figures come from
Pierceton's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pierceton's dominant minimal exposure actually means, with real examples from across the dataset.