Piedra, CO
Piedra wildfire risk explained
Piedra sits at the 94th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 102 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Piedra at the 92nd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Piedra's buildings actually sit
102 buildings are counted in Piedra, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Piedra compares
Piedra's risk sits at a similar level relative to Colorado (82nd percentile statewide) as it does nationally (94th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Piedra ranks 1,884 for wildfire risk (1 is highest) and 28,937 by building count (1 is largest). Within Colorado alone, it ranks 85 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Piedra and the insurance market
Piedra's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Piedra
With 100% of Piedra in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Piedra's 1,884-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Piedra, see the exposure-zones guide.