Picture Rocks, AZ
How exposed is Picture Rocks to wildfire?
USFS scores Picture Rocks at the 82nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 6,776 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Picture Rocks at the 81st national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Picture Rocks: 93.6% of its 6,776 buildings, versus 5.7% Indirect and 0.8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 6,776 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Picture Rocks ranks
Picture Rocks ranks lower within Arizona (49th percentile statewide) than its 82nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Picture Rocks ranks 5,534 for wildfire risk (1 is highest) and 2,553 by building count (1 is largest). Within Arizona alone, it ranks 226 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Picture Rocks's 82nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 93.6% of Picture Rocks in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Picture Rocks's figures come from
Picture Rocks's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Picture Rocks's dominant direct exposure actually means, with real examples from across the dataset.