Pickwick, MN
How exposed is Pickwick to wildfire?
USFS's Wildfire Risk to Communities model puts Pickwick at the 36th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 119 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pickwick at the 36th percentile, close to its 36th-percentile risk score.
Where Pickwick's buildings actually sit
100% of Pickwick's 119 buildings sit in USFS's Direct exposure zone, roughly 119 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
How Pickwick compares
There's little gap between Pickwick's 36th national percentile and its 46th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pickwick ranks 20,328 for wildfire risk (1 is highest) and 28,200 by building count (1 is largest). Within Minnesota alone, it ranks 496 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Pickwick
Pickwick's moderate rating (36th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Pickwick's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Pickwick's figures come from
Pickwick's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pickwick's dominant direct exposure actually means, with real examples from across the dataset.