Phoenix, OR
Phoenix wildfire risk explained
USFS scores Phoenix at the 89th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 2,064 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Phoenix at the 92nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Phoenix's building exposure, zone by zone
Indirect exposure is dominant in Phoenix (90.7% of 2,064 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 9.4% sit in the Direct zone.
Where Phoenix ranks
Phoenix's 89th national percentile looks worse in isolation than its 74th ranking inside Oregon does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Phoenix ranks 3,384 for wildfire risk (1 is highest) and 7,301 by building count (1 is largest). Within Oregon alone, it ranks 112 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
What this risk score means for insurance
Phoenix sits in Oregon, one of two states that legally require a wildfire-risk disclosure at sale. Sellers here disclose wildfire-hazard status before closing, the same number this page reports at the 89th national percentile. More on the disclosure law.
Lowering exposure, not just insuring around it
Because 90.7% of Phoenix's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,064 counted buildings into the percentiles shown above for Phoenix. For more on what indirect exposure implies beyond Phoenix, see the exposure-zones guide.