Phippsburg, CO
Phippsburg, CO's wildfire risk, in USFS's own numbers
Phippsburg's 220 buildings earn a 86th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Phippsburg at the 83rd national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
55.5% of Phippsburg's 220 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 44.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Phippsburg compares
Inside Colorado, Phippsburg sits at just the 67th percentile even though it scores 86th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Phippsburg ranks 4,277 for wildfire risk (1 is highest) and 24,111 by building count (1 is largest). Within Colorado alone, it ranks 156 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Phippsburg
Phippsburg's 86th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 55.5% of Phippsburg's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Phippsburg's figures come from
The methodology guide shows exactly how USFS turned 220 counted buildings into the percentiles shown above for Phippsburg. The exposure-zones guide covers what Phippsburg's dominant indirect exposure actually means, with real examples from across the dataset.