Philomath, OR
Philomath wildfire risk explained
Philomath's 2,074 buildings earn a 31st-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Philomath at the 32nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Philomath's buildings actually sit
2,074 buildings are counted in Philomath, and 67.8% of them are Indirect exposure — ember-driven risk rather than the 11.2% in Direct exposure or the 21% rated Minimal.
Philomath against the rest of the country
There's little gap between Philomath's 31st national percentile and its 28th percentile inside Oregon, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Philomath ranks 21,816 for wildfire risk (1 is highest) and 7,274 by building count (1 is largest). Within Oregon alone, it ranks 302 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
What this risk score means for insurance
Because Philomath is in Oregon, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. Full detail in the disclosure-law guide.
What would actually reduce this score
Philomath's 67.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,074 counted buildings into the percentiles shown above for Philomath. For more on what indirect exposure implies beyond Philomath, see the exposure-zones guide.