Phillipsburg, OH
How exposed is Phillipsburg to wildfire?
USFS scores Phillipsburg at the 4th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 398 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Phillipsburg's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Phillipsburg's building exposure, zone by zone
Only 13.8% of Phillipsburg's 398 buildings carry Direct exposure and 0% carry Indirect; the remaining 86.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Phillipsburg ranks
Phillipsburg's 20th-percentile standing inside Ohio outpaces its 4th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Phillipsburg ranks 30,398 for wildfire risk (1 is highest) and 19,253 by building count (1 is largest). Within Ohio alone, it ranks 1,014 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Phillipsburg and the insurance market
At the 4th national percentile, Phillipsburg rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Phillipsburg
Phillipsburg's 86.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Phillipsburg's figures come from
The methodology guide shows exactly how USFS turned 398 counted buildings into the percentiles shown above for Phillipsburg. The exposure-zones guide covers what Phillipsburg's dominant minimal exposure actually means, with real examples from across the dataset.