Phillipsburg, KS
How exposed is Phillipsburg to wildfire?
Out of every US place USFS scores, Phillipsburg lands at the 34th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,721 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Phillipsburg at the 31st percentile, close to its 34th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 98.8% of Phillipsburg's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 1.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Phillipsburg ranks
Inside Kansas, Phillipsburg sits at just the 12th percentile even though it scores 34th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Phillipsburg ranks 20,889 for wildfire risk (1 is highest) and 8,335 by building count (1 is largest). Within Kansas alone, it ranks 636 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Phillipsburg's moderate wildfire rating (34th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Phillipsburg's 98.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,721 counted buildings into the percentiles shown above for Phillipsburg. For more on what minimal exposure implies beyond Phillipsburg, see the exposure-zones guide.