Phillips, OK
Phillips wildfire risk explained
Out of every US place USFS scores, Phillips lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 135 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Phillips's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.
Phillips's building exposure, zone by zone
135 buildings are counted in Phillips, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Phillips compares
Phillips's risk sits at a similar level relative to Oklahoma (91st percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Phillips ranks 1,079 for wildfire risk (1 is highest) and 27,512 by building count (1 is largest). Within Oklahoma alone, it ranks 80 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Phillips
At the 97th percentile nationally, Phillips carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 100% of Phillips in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Phillips's 1,079-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Phillips, see the exposure-zones guide.