Philadelphia, MO
Philadelphia, MO's wildfire risk, in USFS's own numbers
Philadelphia sits at the 55th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 182 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Philadelphia at the 57th percentile, close to its 55th-percentile risk score.
What "at risk" means for the buildings here
55% of Philadelphia's 182 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 45.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Philadelphia against the rest of the country
Philadelphia's risk sits at a similar level relative to Missouri (42nd percentile statewide) as it does nationally (55th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Philadelphia ranks 14,315 for wildfire risk (1 is highest) and 25,543 by building count (1 is largest). Within Missouri alone, it ranks 622 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Philadelphia
Philadelphia's elevated wildfire rating (55th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Philadelphia
Because 55% of Philadelphia's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Philadelphia's figures come from
The methodology guide shows exactly how USFS turned 182 counted buildings into the percentiles shown above for Philadelphia. The exposure-zones guide covers what Philadelphia's dominant indirect exposure actually means, with real examples from across the dataset.