Phenix City, AL
How exposed is Phenix City to wildfire?
USFS scores Phenix City at the 65th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 14,775 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Phenix City's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
Where Phenix City's buildings actually sit
14,775 buildings are counted in Phenix City, and 48.7% of them are Indirect exposure — ember-driven risk rather than the 20.9% in Direct exposure or the 30.4% rated Minimal. At 14,775 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Phenix City ranks
Phenix City's 65th national percentile looks worse in isolation than its 36th ranking inside Alabama does — this place is on the milder end for its own state, by 29 points. Among the 31,521 US communities USFS scores, Phenix City ranks 11,018 for wildfire risk (1 is highest) and 1,003 by building count (1 is largest). Within Alabama alone, it ranks 381 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Phenix City and the insurance market
At the 65th percentile nationally, Phenix City carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Phenix City
Because 48.7% of Phenix City's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Phenix City's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Phenix City, see the exposure-zones guide.