Pewee Valley, KY
How exposed is Pewee Valley to wildfire?
USFS's Wildfire Risk to Communities model puts Pewee Valley at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 766 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pewee Valley at the 18th percentile, close to its 17th-percentile risk score.
What "at risk" means for the buildings here
766 buildings are counted in Pewee Valley, and 96.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1.2% rated Minimal.
Pewee Valley against the rest of the country
Pewee Valley's risk sits at a similar level relative to Kentucky (27th percentile statewide) as it does nationally (17th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Pewee Valley ranks 26,279 for wildfire risk (1 is highest) and 13,954 by building count (1 is largest). Within Kentucky alone, it ranks 403 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
At the 17th national percentile, Pewee Valley rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Pewee Valley
Pewee Valley's 96.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Pewee Valley's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Pewee Valley, see the exposure-zones guide.