Pevely, MO
Pevely, MO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Pevely at the 48th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 2,399 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pevely at the 49th percentile, close to its 48th-percentile risk score.
Pevely's building exposure, zone by zone
2,399 buildings are counted in Pevely, and 73% of them are Indirect exposure — ember-driven risk rather than the 27% in Direct exposure or the 0.1% rated Minimal.
Where Pevely ranks
Inside Missouri, Pevely sits at just the 28th percentile even though it scores 48th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Pevely ranks 16,516 for wildfire risk (1 is highest) and 6,515 by building count (1 is largest). Within Missouri alone, it ranks 766 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Pevely and the insurance market
Pevely's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Pevely (73% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Pevely's 16,516-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Pevely, see the exposure-zones guide.