Petty, TX
How exposed is Petty to wildfire?
Petty's 130 buildings earn a 70th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Petty at the 70th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Petty's buildings actually sit
Of Petty's 130 counted buildings, 85.4% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Petty ranks
Petty ranks lower within Texas (31st percentile statewide) than its 70th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Petty ranks 9,471 for wildfire risk (1 is highest) and 27,734 by building count (1 is largest). Within Texas alone, it ranks 1,243 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Petty's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Petty
With 85.4% of Petty in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Petty's figures come from
Every one of the two percentiles behind Petty's 9,471-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Petty's dominant direct exposure actually means, with real examples from across the dataset.