Petrolia, TX
Petrolia, TX's wildfire risk, in USFS's own numbers
USFS scores Petrolia at the 98th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 496 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Petrolia's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.
Petrolia's building exposure, zone by zone
USFS puts 86.9% of Petrolia's 496 buildings in the Indirect exposure zone, versus 13.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Petrolia compares
There's little gap between Petrolia's 98th national percentile and its 98th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Petrolia ranks 771 for wildfire risk (1 is highest) and 17,429 by building count (1 is largest). Within Texas alone, it ranks 33 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Petrolia and the insurance market
At the 98th percentile nationally, Petrolia carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Petrolia
With ember exposure the dominant pattern in Petrolia (86.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Petrolia's 771-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Petrolia, see the exposure-zones guide.