Petroleum, IN
Petroleum, IN's wildfire risk, in USFS's own numbers
Petroleum sits at the 0th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 97 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Petroleum at the 0th percentile, close to its 0th-percentile risk score.
What "at risk" means for the buildings here
Most of Petroleum's buildings (85.6% of 97) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Petroleum ranks
Petroleum's risk sits at a similar level relative to Indiana (2nd percentile statewide) as it does nationally (0th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Petroleum ranks 31,432 for wildfire risk (1 is highest) and 29,172 by building count (1 is largest). Within Indiana alone, it ranks 949 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 0th national percentile, Petroleum rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 85.6% of Petroleum outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Petroleum's 31,432-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Petroleum, see the exposure-zones guide.