Peter, UT
How exposed is Peter to wildfire?
Peter sits at the 84th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 308 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Peter at the 81st national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Peter's buildings actually sit
USFS classifies 57.8% of Peter's buildings as Direct exposure, higher than its 30.2% Indirect share and far above its 12% Minimal share — a profile where 178 structures sit close enough to vegetation that lot clearing matters most.
Peter against the rest of the country
Inside Utah, Peter sits at just the 45th percentile even though it scores 84th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Peter ranks 5,089 for wildfire risk (1 is highest) and 21,431 by building count (1 is largest). Within Utah alone, it ranks 179 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
Peter's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Peter
Because Direct exposure dominates in Peter (57.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Peter's 5,089-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Peter, see the exposure-zones guide.