Pesotum, IL
Pesotum wildfire risk explained
Pesotum sits at the 0th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 412 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pesotum's burn probability — fire likelihood with no building count factored in — sits at the 0th percentile nationally.
Pesotum's building exposure, zone by zone
Pesotum rates 93.9% Minimal exposure against just 6.1% Direct and 0% Indirect — of 412 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Pesotum ranks
Pesotum scores 0th nationally and 1st within Illinois — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Pesotum ranks 31,485 for wildfire risk (1 is highest) and 18,982 by building count (1 is largest). Within Illinois alone, it ranks 1,428 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Pesotum's low rating (0th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 93.9% of buildings rated Minimal exposure, Pesotum gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Pesotum's 0th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Pesotum, see the exposure-zones guide.