Peru, NY
How exposed is Peru to wildfire?
Peru's 936 buildings earn a 10th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Peru's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Peru (69.8% of 936 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 30.2% sit in the Direct zone.
Peru against the rest of the country
Peru scores 10th nationally and 24th within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Peru ranks 28,313 for wildfire risk (1 is highest) and 12,422 by building count (1 is largest). Within New York alone, it ranks 986 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Peru and the insurance market
At the 10th national percentile, Peru rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 69.8% of Peru's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 936 counted buildings into the percentiles shown above for Peru. For more on what indirect exposure implies beyond Peru, see the exposure-zones guide.