Perth Amboy, NJ
How exposed is Perth Amboy to wildfire?
USFS scores Perth Amboy at the 39th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 9,306 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Perth Amboy's burn probability — fire likelihood with no building count factored in — sits at the 38th percentile nationally.
Where Perth Amboy's buildings actually sit
Only 0.3% of Perth Amboy's 9,306 buildings carry Direct exposure and 0% carry Indirect; the remaining 99.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 9,306 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Perth Amboy ranks
Perth Amboy's risk sits at a similar level relative to New Jersey (42nd percentile statewide) as it does nationally (39th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Perth Amboy ranks 19,166 for wildfire risk (1 is highest) and 1,769 by building count (1 is largest). Within New Jersey alone, it ranks 408 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Perth Amboy's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Perth Amboy
With 99.7% of buildings rated Minimal exposure, Perth Amboy gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Perth Amboy's 19,166-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Perth Amboy, see the exposure-zones guide.