Perryville, MO
Perryville wildfire risk explained
USFS scores Perryville at the 34th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 4,282 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Perryville at the 36th percentile, close to its 34th-percentile risk score.
Perryville's building exposure, zone by zone
USFS classifies 47.7% of Perryville's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 13.5% Direct and 38.8% Indirect — a landscape-level risk rather than a building-by-building one.
How Perryville compares
Perryville's 34th national percentile looks worse in isolation than its 11th ranking inside Missouri does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Perryville ranks 20,765 for wildfire risk (1 is highest) and 3,993 by building count (1 is largest). Within Missouri alone, it ranks 951 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Perryville and the insurance market
Perryville's moderate wildfire rating (34th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 47.7% of Perryville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Perryville's figures come from
The methodology guide shows exactly how USFS turned 4,282 counted buildings into the percentiles shown above for Perryville. The exposure-zones guide covers what Perryville's dominant minimal exposure actually means, with real examples from across the dataset.