Perryville, KY
Perryville wildfire risk explained
Out of every US place USFS scores, Perryville lands at the 38th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 495 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Perryville at the 40th percentile, close to its 38th-percentile risk score.
What "at risk" means for the buildings here
78.2% of Perryville's 495 buildings sit in USFS's Direct exposure zone, roughly 387 structures close enough to burnable vegetation for flame contact, not just embers — 21.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Perryville against the rest of the country
Perryville's 66th-percentile standing inside Kentucky outpaces its 38th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Perryville ranks 19,598 for wildfire risk (1 is highest) and 17,442 by building count (1 is largest). Within Kentucky alone, it ranks 189 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Perryville's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 78.2% of Perryville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Perryville's 19,598-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Perryville, see the exposure-zones guide.