Perrysburg, NY
How exposed is Perrysburg to wildfire?
USFS scores Perrysburg at the 41st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 206 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Perrysburg at the 43rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Perrysburg's buildings actually sit
206 buildings are counted in Perrysburg, and 89.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Perrysburg compares
Within New York, Perrysburg ranks higher (86th percentile) than it does nationally (41st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Perrysburg ranks 18,628 for wildfire risk (1 is highest) and 24,646 by building count (1 is largest). Within New York alone, it ranks 186 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Perrysburg's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Perrysburg's 89.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Perrysburg's 41st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Perrysburg, see the exposure-zones guide.