Perry, IL
Perry wildfire risk explained
Perry sits at the 21st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 314 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Perry at the 21st percentile, close to its 21st-percentile risk score.
What "at risk" means for the buildings here
Perry rates 91.1% Minimal exposure against just 6.4% Direct and 2.6% Indirect — of 314 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Perry compares
Perry's 64th-percentile standing inside Illinois outpaces its 21st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Perry ranks 24,893 for wildfire risk (1 is highest) and 21,248 by building count (1 is largest). Within Illinois alone, it ranks 525 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Perry and the insurance market
Perry's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 91.1% of Perry outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 314 counted buildings into the percentiles shown above for Perry. For more on what minimal exposure implies beyond Perry, see the exposure-zones guide.