Perrin, TX
How exposed is Perrin to wildfire?
USFS's Wildfire Risk to Communities model puts Perrin at the 94th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 295 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Perrin's burn probability — fire likelihood with no building count factored in — sits at the 93rd percentile nationally.
Perrin's building exposure, zone by zone
USFS puts 59% of Perrin's 295 buildings in the Indirect exposure zone, versus 41% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Perrin ranks
Perrin's risk sits at a similar level relative to Texas (93rd percentile statewide) as it does nationally (94th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Perrin ranks 1,999 for wildfire risk (1 is highest) and 21,774 by building count (1 is largest). Within Texas alone, it ranks 132 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Perrin
Perrin's 94th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Perrin (59% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Perrin's figures come from
Perrin's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Perrin's dominant indirect exposure actually means, with real examples from across the dataset.