Peridot, AZ
How exposed is Peridot to wildfire?
Out of every US place USFS scores, Peridot lands at the 85th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 517 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Peridot at the 87th percentile, close to its 85th-percentile risk score.
Where Peridot's buildings actually sit
Direct exposure dominates in Peridot: 88.8% of its 517 buildings, versus 11.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Peridot ranks
Peridot's 85th national percentile looks worse in isolation than its 56th ranking inside Arizona does — this place is on the milder end for its own state, by 30 points. Among the 31,521 US communities USFS scores, Peridot ranks 4,620 for wildfire risk (1 is highest) and 17,065 by building count (1 is largest). Within Arizona alone, it ranks 196 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Peridot's 85th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Peridot
With 88.8% of Peridot in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Peridot's figures come from
Peridot's 85th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Peridot's dominant direct exposure actually means, with real examples from across the dataset.