Perdido, AL
Perdido, AL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Perdido at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 641 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Perdido at the 89th percentile, close to its 88th-percentile risk score.
Perdido's building exposure, zone by zone
USFS classifies 99.5% of Perdido's buildings as Direct exposure, higher than its 0.5% Indirect share and far above its 0% Minimal share — a profile where 638 structures sit close enough to vegetation that lot clearing matters most.
Perdido against the rest of the country
Perdido's risk sits at a similar level relative to Alabama (93rd percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Perdido ranks 3,896 for wildfire risk (1 is highest) and 15,303 by building count (1 is largest). Within Alabama alone, it ranks 44 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Perdido
At the 88th percentile nationally, Perdido carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 99.5% of Perdido in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Perdido's figures come from
The methodology guide shows exactly how USFS turned 641 counted buildings into the percentiles shown above for Perdido. The exposure-zones guide covers what Perdido's dominant direct exposure actually means, with real examples from across the dataset.