Peppermill Village, MD
Peppermill Village wildfire risk explained
Peppermill Village's 1,753 buildings earn a 28th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Peppermill Village's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
Where Peppermill Village's buildings actually sit
Most of Peppermill Village's buildings (92% of 1,753) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Peppermill Village against the rest of the country
Compare Peppermill Village's two percentiles: 44th within Maryland, only 28th nationally — a gap of 15 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Peppermill Village ranks 22,535 for wildfire risk (1 is highest) and 8,212 by building count (1 is largest). Within Maryland alone, it ranks 298 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
At the 28th national percentile, Peppermill Village rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Peppermill Village
With 92% of buildings rated Minimal exposure, Peppermill Village gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Peppermill Village's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Peppermill Village, see the exposure-zones guide.