Pepper Pike, OH
Pepper Pike, OH's wildfire risk, in USFS's own numbers
Pepper Pike sits at the 29th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,864 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pepper Pike at the 31st percentile, close to its 29th-percentile risk score.
What "at risk" means for the buildings here
2,864 buildings are counted in Pepper Pike, and 61.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 30.3% rated Minimal.
Pepper Pike against the rest of the country
Pepper Pike's 63rd-percentile standing inside Ohio outpaces its 29th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Pepper Pike ranks 22,511 for wildfire risk (1 is highest) and 5,641 by building count (1 is largest). Within Ohio alone, it ranks 471 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Pepper Pike's moderate wildfire rating (29th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Pepper Pike (61.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Pepper Pike's figures come from
Pepper Pike's 29th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Pepper Pike's dominant direct exposure actually means, with real examples from across the dataset.