Pennsville, NJ
Pennsville, NJ's wildfire risk, in USFS's own numbers
Pennsville's 6,235 buildings earn a 59th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pennsville's burn probability — fire likelihood with no building count factored in — sits at the 56th percentile nationally.
Where Pennsville's buildings actually sit
Most of Pennsville's buildings (54.6% of 6,235) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 6,235 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Pennsville compares
Pennsville's risk sits at a similar level relative to New Jersey (68th percentile statewide) as it does nationally (59th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Pennsville ranks 12,988 for wildfire risk (1 is highest) and 2,782 by building count (1 is largest). Within New Jersey alone, it ranks 227 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Pennsville and the insurance market
Pennsville's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Pennsville's 54.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Pennsville's figures come from
The methodology guide shows exactly how USFS turned 6,235 counted buildings into the percentiles shown above for Pennsville. The exposure-zones guide covers what Pennsville's dominant minimal exposure actually means, with real examples from across the dataset.