Pennock, MN
Pennock wildfire risk explained
Pennock's 255 buildings earn a 40th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pennock at the 35th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Pennock's building exposure, zone by zone
88.2% of Pennock's 255 buildings sit in USFS's Minimal exposure zone, with only 11.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Pennock compares
Pennock's risk sits at a similar level relative to Minnesota (54th percentile statewide) as it does nationally (40th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Pennock ranks 19,030 for wildfire risk (1 is highest) and 22,983 by building count (1 is largest). Within Minnesota alone, it ranks 422 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Pennock
At the 40th national percentile, Pennock rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 88.2% of Pennock outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Pennock's figures come from
Every one of the two percentiles behind Pennock's 19,030-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Pennock's dominant minimal exposure actually means, with real examples from across the dataset.