WildfireRiskFinder

Penngrove, CA

Penngrove wildfire risk explained

Very High
89thpercentile nationally

Out of every US place USFS scores, Penngrove lands at the 89th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 2,463 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)

Fire likelihood alone (USFS's burn-probability figure) ranks Penngrove at the 92nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.

Where Penngrove's buildings actually sit

2,463Total buildings
77.1%Direct exposure
20.8%Indirect exposure
2.1%Minimal exposure

Of Penngrove's 2,463 counted buildings, 77.1% carry Direct exposure and only 2.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.

Where Penngrove ranks

Penngrove ranks lower within California (59th percentile statewide) than its 89th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Penngrove ranks 3,460 for wildfire risk (1 is highest) and 6,368 by building count (1 is largest). Within California alone, it ranks 647 of 1,570 places by risk. See the full county-by-county picture for California on its state page.

Shopping for coverage in Penngrove

Penngrove sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 89th-percentile score like Penngrove's can end up mattering for. More on the disclosure law.

Lowering exposure, not just insuring around it

With 77.1% of Penngrove in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.

More on how this number was built

Every one of the two percentiles behind Penngrove's 3,460-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Penngrove, see the exposure-zones guide.