Penn, PA
Penn wildfire risk explained
Out of every US place USFS scores, Penn lands at the 28th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 249 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Penn's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
Penn's building exposure, zone by zone
98.4% of Penn's 249 buildings sit in USFS's Minimal exposure zone, with only 1.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Penn ranks
Penn's risk sits at a similar level relative to Pennsylvania (34th percentile statewide) as it does nationally (28th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Penn ranks 22,798 for wildfire risk (1 is highest) and 23,183 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,322 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Penn and the insurance market
At the 28th national percentile, Penn rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Penn's 98.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Penn's 22,798-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Penn, see the exposure-zones guide.