Penn Lake Park, PA
How exposed is Penn Lake Park to wildfire?
USFS scores Penn Lake Park at the 76th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 244 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Penn Lake Park at the 74th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
98% of Penn Lake Park's 244 buildings sit in USFS's Direct exposure zone, roughly 239 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 2.1% are Minimal.
Penn Lake Park against the rest of the country
Compare Penn Lake Park's two percentiles: 100th within Pennsylvania, only 76th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Penn Lake Park ranks 7,635 for wildfire risk (1 is highest) and 23,345 by building count (1 is largest). Within Pennsylvania alone, it ranks 1 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Penn Lake Park
Penn Lake Park's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 98% of Penn Lake Park in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Penn Lake Park's figures come from
Penn Lake Park's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Penn Lake Park's dominant direct exposure actually means, with real examples from across the dataset.