Peninsula, OH
Peninsula, OH's wildfire risk, in USFS's own numbers
Peninsula's 451 buildings earn a 40th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Peninsula at the 40th percentile, close to its 40th-percentile risk score.
What "at risk" means for the buildings here
451 buildings are counted in Peninsula, and 81.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Peninsula compares
Compare Peninsula's two percentiles: 86th within Ohio, only 40th nationally — a gap of 47 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Peninsula ranks 19,040 for wildfire risk (1 is highest) and 18,263 by building count (1 is largest). Within Ohio alone, it ranks 176 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Peninsula's moderate wildfire rating (40th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Peninsula (81.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Peninsula's figures come from
Every one of the two percentiles behind Peninsula's 19,040-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Peninsula's dominant direct exposure actually means, with real examples from across the dataset.