Penfield, PA
Penfield, PA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Penfield at the 40th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 292 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Penfield's burn probability — fire likelihood with no building count factored in — sits at the 40th percentile nationally.
Where Penfield's buildings actually sit
Of Penfield's 292 counted buildings, 71.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Penfield compares
Compare Penfield's two percentiles: 63rd within Pennsylvania, only 40th nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Penfield ranks 18,921 for wildfire risk (1 is highest) and 21,864 by building count (1 is largest). Within Pennsylvania alone, it ranks 745 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Penfield and the insurance market
At the 40th national percentile, Penfield rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 71.6% of Penfield in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 292 counted buildings into the percentiles shown above for Penfield. For more on what direct exposure implies beyond Penfield, see the exposure-zones guide.