Pendroy, MT
How exposed is Pendroy to wildfire?
USFS's Wildfire Risk to Communities model puts Pendroy at the 39th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 41 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Pendroy at the 39th percentile, close to its 39th-percentile risk score.
Where Pendroy's buildings actually sit
58.5% of Pendroy's 41 buildings sit in USFS's Direct exposure zone, roughly 24 structures close enough to burnable vegetation for flame contact, not just embers — 41.5% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Pendroy ranks
Pendroy ranks lower within Montana (7th percentile statewide) than its 39th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Pendroy ranks 19,130 for wildfire risk (1 is highest) and 31,144 by building count (1 is largest). Within Montana alone, it ranks 441 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Pendroy
Pendroy's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Pendroy
With 58.5% of Pendroy in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 41 counted buildings into the percentiles shown above for Pendroy. For more on what direct exposure implies beyond Pendroy, see the exposure-zones guide.