Pembroke, GA
Pembroke, GA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Pembroke at the 68th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 1,273 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pembroke's burn probability — fire likelihood with no building count factored in — sits at the 68th percentile nationally.
Pembroke's building exposure, zone by zone
USFS classifies 68.7% of Pembroke's buildings as Direct exposure, higher than its 31.3% Indirect share and far above its 0% Minimal share — a profile where 875 structures sit close enough to vegetation that lot clearing matters most.
Pembroke against the rest of the country
There's little gap between Pembroke's 68th national percentile and its 58th percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pembroke ranks 10,048 for wildfire risk (1 is highest) and 10,235 by building count (1 is largest). Within Georgia alone, it ranks 280 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Pembroke's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 68.7% of Pembroke in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Pembroke's 10,048-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Pembroke, see the exposure-zones guide.