Pelican Marsh, FL
Pelican Marsh wildfire risk explained
Out of every US place USFS scores, Pelican Marsh lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,216 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pelican Marsh at the 74th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Pelican Marsh's buildings actually sit
Pelican Marsh rates 92.6% Minimal exposure against just 7.4% Direct and 0% Indirect — of 1,216 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Pelican Marsh ranks
Pelican Marsh's 71st national percentile looks worse in isolation than its 27th ranking inside Florida does — this place is on the milder end for its own state, by 43 points. Among the 31,521 US communities USFS scores, Pelican Marsh ranks 9,293 for wildfire risk (1 is highest) and 10,552 by building count (1 is largest). Within Florida alone, it ranks 697 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Pelican Marsh
At the 71st percentile nationally, Pelican Marsh carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Pelican Marsh's 92.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Pelican Marsh's figures come from
Every one of the two percentiles behind Pelican Marsh's 9,293-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Pelican Marsh's dominant minimal exposure actually means, with real examples from across the dataset.