Peculiar, MO
Peculiar, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Peculiar lands at the 50th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,978 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Peculiar at the 51st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Peculiar's buildings actually sit
Of Peculiar's 1,978 counted buildings, 37.9% carry Direct exposure and only 34.8% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Peculiar ranks
Peculiar's 50th national percentile looks worse in isolation than its 33rd ranking inside Missouri does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Peculiar ranks 15,756 for wildfire risk (1 is highest) and 7,539 by building count (1 is largest). Within Missouri alone, it ranks 715 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Peculiar
Peculiar's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Peculiar (37.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Peculiar's 15,756-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Peculiar, see the exposure-zones guide.