Peconic, NY
How exposed is Peconic to wildfire?
Peconic sits at the 39th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 776 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Peconic's burn probability — fire likelihood with no building count factored in — sits at the 38th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 83.5% of Peconic's buildings as Direct exposure, higher than its 0% Indirect share and far above its 16.5% Minimal share — a profile where 648 structures sit close enough to vegetation that lot clearing matters most.
How Peconic compares
Peconic's 83rd-percentile standing inside New York outpaces its 39th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Peconic ranks 19,229 for wildfire risk (1 is highest) and 13,854 by building count (1 is largest). Within New York alone, it ranks 226 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Peconic
Peconic's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 83.5% of Peconic in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Peconic's figures come from
Peconic's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Peconic's dominant direct exposure actually means, with real examples from across the dataset.