Peck, MI
Peck, MI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Peck at the 3rd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 373 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Peck at the 3rd percentile, close to its 3rd-percentile risk score.
Where Peck's buildings actually sit
60.3% of Peck's 373 buildings sit in USFS's Minimal exposure zone, with only 39.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Peck compares
There's little gap between Peck's 3rd national percentile and its 4th percentile inside Michigan, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Peck ranks 30,669 for wildfire risk (1 is highest) and 19,805 by building count (1 is largest). Within Michigan alone, it ranks 712 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Peck and the insurance market
At the 3rd national percentile, Peck rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Peck
Even with 60.3% of Peck outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Peck's figures come from
Every one of the two percentiles behind Peck's 30,669-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Peck's dominant minimal exposure actually means, with real examples from across the dataset.