Pecan Hill, TX
Pecan Hill wildfire risk explained
USFS's Wildfire Risk to Communities model puts Pecan Hill at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 411 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Pecan Hill's burn probability — fire likelihood with no building count factored in — sits at the 72nd percentile nationally.
Where Pecan Hill's buildings actually sit
99.8% of Pecan Hill's 411 buildings sit in USFS's Direct exposure zone, roughly 410 structures close enough to burnable vegetation for flame contact, not just embers — 0.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Pecan Hill ranks
Pecan Hill's 73rd national percentile looks worse in isolation than its 38th ranking inside Texas does — this place is on the milder end for its own state, by 34 points. Among the 31,521 US communities USFS scores, Pecan Hill ranks 8,589 for wildfire risk (1 is highest) and 19,024 by building count (1 is largest). Within Texas alone, it ranks 1,106 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Pecan Hill
Pecan Hill's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Pecan Hill's 99.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Pecan Hill's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Pecan Hill, see the exposure-zones guide.