Pecan Acres, TX
How exposed is Pecan Acres to wildfire?
USFS scores Pecan Acres at the 85th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 2,809 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Pecan Acres at the 85th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Pecan Acres's buildings actually sit
USFS classifies 78% of Pecan Acres's buildings as Direct exposure, higher than its 18.6% Indirect share and far above its 3.4% Minimal share — a profile where 2,192 structures sit close enough to vegetation that lot clearing matters most.
How Pecan Acres compares
There's little gap between Pecan Acres's 85th national percentile and its 73rd percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Pecan Acres ranks 4,739 for wildfire risk (1 is highest) and 5,749 by building count (1 is largest). Within Texas alone, it ranks 478 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 85th percentile nationally, Pecan Acres carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Pecan Acres (78%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Pecan Acres's figures come from
The methodology guide shows exactly how USFS turned 2,809 counted buildings into the percentiles shown above for Pecan Acres. The exposure-zones guide covers what Pecan Acres's dominant direct exposure actually means, with real examples from across the dataset.