Peavine, OK
Peavine, OK's wildfire risk, in USFS's own numbers
USFS scores Peavine at the 93rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 371 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Peavine's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
Where Peavine's buildings actually sit
371 buildings are counted in Peavine, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Peavine against the rest of the country
Peavine ranks lower within Oklahoma (68th percentile statewide) than its 93rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Peavine ranks 2,087 for wildfire risk (1 is highest) and 19,845 by building count (1 is largest). Within Oklahoma alone, it ranks 270 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Peavine's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Peavine (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 371 counted buildings into the percentiles shown above for Peavine. For more on what direct exposure implies beyond Peavine, see the exposure-zones guide.